:root{
  --navy:#071d3a; --navy-2:#0d294f; --gold:#b99649; --gold-2:#d7bd79; --ivory:#fbfaf7; --paper:#ffffff;
  --ink:#172033; --muted:#667084; --line:#e6e0d3; --soft:#f4efe5; --shadow:0 18px 50px rgba(7,29,58,.12);
  --font-serif:'Cormorant Garamond', Georgia, serif; --font-sans:'Inter', system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:var(--font-sans);font-size:17px;line-height:1.82;color:var(--ink);background:var(--ivory);text-rendering:optimizeLegibility}
a{color:inherit;text-decoration:none} img{max-width:100%;display:block} p{margin:0 0 1.1rem}.container{width:min(1180px,calc(100% - 44px));margin:0 auto}.skip{position:absolute;left:-999px;top:auto}.skip:focus{left:12px;top:12px;background:#fff;padding:12px;z-index:9999}.topbar{background:var(--navy);color:#d8deea;font-size:13px;letter-spacing:.02em}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.topbar a{color:var(--gold-2)}
.header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:14px;min-width:270px}.brand-logo{width:274px;height:auto}.navlinks{display:flex;align-items:center;gap:26px;font-size:15px;font-weight:600;color:var(--navy)}.navlinks a{padding:26px 0;border-bottom:2px solid transparent}.navlinks a:hover,.navlinks a.active{border-color:var(--gold)}.nav-cta{border:1px solid var(--gold);padding:10px 16px!important;border-radius:999px;color:var(--navy);font-weight:700}.hamb{display:none;background:none;border:0;color:var(--navy);font-size:28px}.mega{position:absolute;top:82px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(-8px);transition:.22s}.mega.open{opacity:1;visibility:visible;transform:translateY(0)}.mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding:30px 0}.mega-card{padding:22px;border:1px solid var(--line);background:linear-gradient(180deg,#fff,#fbfaf7);border-radius:2px}.mega-card strong{font-family:var(--font-serif);font-size:23px;color:var(--navy);display:block;line-height:1.1}.mega-card span{font-size:14.5px;color:var(--muted);display:block;margin-top:10px;line-height:1.65}.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}.hero-slider{position:relative;height:660px}.slide{position:absolute;inset:0;opacity:0;transition:opacity .9s ease}.slide.active{opacity:1}.slide img{width:100%;height:100%;object-fit:cover}.slide::after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,29,58,.92) 0%,rgba(7,29,58,.78) 40%,rgba(7,29,58,.22) 75%,rgba(7,29,58,.08) 100%)}.hero-content{position:absolute;z-index:4;top:0;bottom:0;display:flex;align-items:center;width:100%;pointer-events:none}.hero-box{max-width:735px;pointer-events:auto}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.22em;color:var(--gold-2);font-weight:800;margin-bottom:16px}.hero h1{font-family:var(--font-serif);font-size:clamp(44px,6vw,76px);line-height:.98;margin:0 0 22px;font-weight:700}.hero p{font-size:20px;max-width:650px;color:#dce4f0;line-height:1.75}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:999px;font-size:15px;font-weight:800;letter-spacing:.01em;border:1px solid transparent}.btn.gold{background:var(--gold);color:#0b1c36}.btn.ghost{border-color:rgba(255,255,255,.45);color:#fff}.slider-controls{position:absolute;z-index:5;bottom:34px;left:50%;transform:translateX(-50%);display:flex;gap:10px}.dot{width:11px;height:11px;border-radius:50%;border:1px solid rgba(255,255,255,.6);background:transparent;cursor:pointer}.dot.active{background:var(--gold);border-color:var(--gold)}.authority{background:#fff;border-bottom:1px solid var(--line)}.authority .container{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.authority .item{padding:26px 24px;border-left:1px solid var(--line)}.authority .item:first-child{border-left:0}.item .num{font-family:var(--font-serif);font-size:32px;color:var(--navy);font-weight:700}.item .txt{font-size:14px;color:var(--muted);line-height:1.5}.section{padding:86px 0}.section.alt{background:#fff}.section.dark{background:var(--navy);color:#fff}.section-head{max-width:790px;margin-bottom:38px}.kicker{font-size:12px;text-transform:uppercase;letter-spacing:.22em;color:var(--gold);font-weight:800;margin-bottom:12px}.section h2,.section-title{font-family:var(--font-serif);font-size:clamp(34px,4vw,52px);line-height:1.05;margin:0 0 18px;color:var(--navy)}.dark h2,.dark .section-title{color:#fff}.lead{font-size:19px;color:var(--muted);line-height:1.82}.dark .lead{color:#d4deec}.grid{display:grid;gap:22px}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);padding:30px;border-radius:3px;box-shadow:0 7px 25px rgba(7,29,58,.04)}.card h3{font-family:var(--font-serif);font-size:29px;line-height:1.1;color:var(--navy);margin:0 0 12px}.card p{color:var(--muted);font-size:16px}.card a.more{display:inline-flex;margin-top:16px;color:var(--navy);font-weight:800;border-bottom:1px solid var(--gold)}.tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}.tag{font-size:12px;letter-spacing:.05em;text-transform:uppercase;border:1px solid var(--line);padding:5px 9px;color:var(--muted);border-radius:999px}.split{display:grid;grid-template-columns:1fr 1.1fr;gap:52px;align-items:start}.text-block h2{font-family:var(--font-serif);font-size:44px;color:var(--navy);line-height:1.08;margin:0 0 20px}.text-block h3{font-family:var(--font-serif);font-size:31px;color:var(--navy);line-height:1.18;margin:30px 0 10px}.text-block ul{padding-left:22px}.text-block li{margin:10px 0}.page-hero{background:linear-gradient(110deg,rgba(7,29,58,.96),rgba(7,29,58,.78)),url('/assets/images/hero-02.webp') center/cover no-repeat;color:#fff;padding:120px 0 90px}.page-hero h1{font-family:var(--font-serif);font-size:clamp(44px,5vw,72px);line-height:1;margin:0 0 22px}.page-hero p{max-width:780px;font-size:20px;color:#dbe5f2;line-height:1.8}.breadcrumbs{font-size:13px;color:#cbd5e1;margin-bottom:22px}.breadcrumbs a{color:#fff;border-bottom:1px solid rgba(255,255,255,.4)}.mini-nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:82px;z-index:200}.mini-nav .container{display:flex;gap:18px;overflow:auto;padding:12px 0}.mini-nav a{white-space:nowrap;font-size:14px;color:var(--navy);font-weight:700}.faq{border-top:1px solid var(--line);margin-top:30px}.faq-item{border-bottom:1px solid var(--line);padding:18px 0}.faq-q{font-weight:800;color:var(--navy);font-size:18px}.faq-a{color:var(--muted);margin-top:8px}.article{max-width:880px;margin:0 auto}.article h2{font-family:var(--font-serif);font-size:38px;color:var(--navy);line-height:1.12;margin:42px 0 14px}.article h3{font-family:var(--font-serif);font-size:29px;color:var(--navy);margin:28px 0 10px}.article-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.notice{background:#fff7e6;border-left:4px solid var(--gold);padding:20px 24px;color:#4d3a11}.footer{background:#06172d;color:#dce4f0;padding:70px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}.footer h3,.footer h4{font-family:var(--font-serif);color:#fff;margin:0 0 15px}.footer a{display:block;color:#c6d0dc;margin:7px 0;font-size:14.5px}.footer p{color:#b8c3d1;font-size:14.5px}.disclaimer{border-top:1px solid rgba(255,255,255,.16);margin-top:42px;padding-top:24px;color:#aeb9c8;font-size:13px;line-height:1.7}.copyright{margin-top:22px;color:#8b98aa;font-size:13px}.logo-footer{width:260px;background:#fff;padding:10px;border-radius:2px;margin-bottom:16px}.mobile-panel{display:none}
@media(max-width:900px){body{font-size:16.5px}.topbar .container{flex-direction:column;gap:2px}.nav{height:74px}.brand-logo{width:210px}.hamb{display:block}.navlinks{display:none}.mobile-panel{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:20px}.mobile-panel.open{display:block}.mobile-panel a{display:block;padding:12px 0;color:var(--navy);font-weight:800}.mega{display:none}.hero-slider{height:640px}.hero h1{font-size:45px}.hero p{font-size:18px}.authority .container{grid-template-columns:1fr 1fr}.authority .item{border-top:1px solid var(--line)}.grid.three,.grid.two,.split,.footer-grid{grid-template-columns:1fr}.section{padding:64px 0}.page-hero{padding:92px 0 70px}.page-hero h1{font-size:44px}.mini-nav{top:74px}.container{width:min(100% - 30px,1180px)}}
@media(max-width:560px){.authority .container{grid-template-columns:1fr}.hero-actions .btn{width:100%}.hero-slider{height:700px}.brand-logo{width:190px}.footer-grid{gap:22px}}